CFOs & Fractional CFOs!
How can we work together?
What do you want to DO
for your clients?
✅ Free up cash flow without cutting headcount
✅ Reduce what they spend on employee benefits
✅ Improve EBITDA before going to market
✅ Keep their best people without raising salaries
✅ Give HR tools they normally pay thousands for — at no charge
Let me help make your numbers look better.
Let's talk cash flow!
Imagine reduced benefit expenses
and
stronger bottom line results!
Together, we can make this a reality through proper Group Benefits
Imagine reduced benefit expenses and stronger bottom line results
Employees stay longer — no expensive replacement costs
Connect clients with resources to protect against key person risk
The right Group Health Coverage keeps employees happy and protected
Together, we can make this a reality through
properly structured Group Benefits
Help your clients reduce their largest controllable people expense
Help them improve cash flow without touching headcount
Show them how better benefits can increase
business valuation before a sale
The right Group Benefits structure
keeps their workforce stable and their numbers clean
COMPANY
General Disclaimers/Disclosures to Satisfy the Attorneys/Legal Dept
I am a licensed Insurance Agent in any state I do business in
I am not an attorney, I do not give legal advice but I know some if you need one
I am not an accountant, I do not give tax advice but will direct you to talk to one and have some I can introduce
I am not a doctor, I do not give medical advice but I can help look up doctors in your network
I represent multiple carriers so I have more options for you
I mainly do virtual appointments, I live on top of a mountain in the middle of nowhere (about 45 minute to Crossville...you know, the BIG CITY ;)
And an hour north of Chattanooga TN
Some policies are guaranteed issue, some require underwriting
Your privacy is important to me, if you are referred to me by someone, I might tell them "Thank you for the referral" but will not use your name or discuss our conversation
Not all products are available in all states
We do not offer every plan available in your area. Currently we represent 4 organizations which offer 26 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options
Updated 04/10/2026
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