Group Benefits
What is Group Coverage?
Simply, Group Coverage is employer sponsored healthcare
Sometimes better, sometimes not, compared to the Marketplace coverage (Healthcare gov)
There are many options beyond what individuals have access to
There are normal group plans and LEVEL FUNDED plans offering great savings if your business qualifies!
Even plans designed to bridge gaps in major medical plans. It helps pay for out-of-pocket expenses like inpatient hospital stays, outpatient surgeries, and emergency room visits
To learn more and not waste your time, it is best to just schedule a time to meet, link below
How to Reduce Waste
Historically employers offered group health insurance, not group benefits
We are in a different world today!
Insurance diversifies risk
A good agent will use multiple products to reduce risk and costs!
If your agent does not offer you:
Wellness Plan
Group Health Insurance
Policy that covers Out of Pocket Expenses
Voluntary Benefits
You may want to click my schedule an appointment button below
Employers Click Here
Employees Click Here
I am here to help navigate you to the coverage proper coverage for your needs!
COMPANY
General Disclaimers/Disclosures to Satisfy the Attorneys/Legal Dept
I am a licensed Insurance Agent in any state I do business in
I am not an attorney, I do not give legal advice but I know some if you need one
I am not an accountant, I do not give tax advice but will direct you to talk to one and have some I can introduce
I am not a doctor, I do not give medical advice but I can help look up doctors in your network
I represent multiple carriers so I have more options for you
I mainly do virtual appointments, I live on top of a mountain in the middle of nowhere (about 45 minute to Crossville...you know, the BIG CITY ;)
And an hour north of Chattanooga TN
Some policies are guaranteed issue, some require underwriting
Your privacy is important to me, if you are referred to me by someone, I might tell them "Thank you for the referral" but will not use your name or discuss our conversation
Not all products are available in all states
We do not offer every plan available in your area. Currently we represent 4 organizations which offer 26 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options
Updated 04/10/2026
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