HR Directors & Fractional HR Professionals!

HR Professionals!

What do you want to DO

for your workforce?

✅ Reduce the headache of annual benefits enrollment

✅ Give employees coverage that actually protects them

✅ Stop fielding calls about confusing benefits and out-of-pocket bills

✅ Add HR technology at no additional cost to your employer

✅ Reduce turnover caused by benefits that do not fit your workforce

Let me take benefits off your plate

Let's talk people strategy!

Imagine an enrollment process

where employees understand their options

Licensed agents available to help employees choose —

so HR does not have to

HRIS technology included at no charge through select carriers

Together, we make benefits work the way they were supposed to — through properly structured Group Benefits™.

Together, we make benefits work the way they were supposed to — through properly structured Group Benefits

Help your workforce understand and use their benefits

Help your employer spend less while offering more

Give employees Medical Balance Protection™

so large bills do not become HR emergencies

The right Group Benefits structure makes HR's job easier — not harder

Let's work together!

General Disclaimers/Disclosures to Satisfy the Attorneys/Legal Dept

I am a licensed Insurance Agent in any state I do business in

I am not an attorney, I do not give legal advice but I know some if you need one

I am not an accountant, I do not give tax advice but will direct you to talk to one and have some I can introduce

I am not a doctor, I do not give medical advice but I can help look up doctors in your network

I represent multiple carriers so I have more options for you

I mainly do virtual appointments, I live on top of a mountain in the middle of nowhere (about 45 minute to Crossville...you know, the BIG CITY ;)
And an hour north of Chattanooga TN

Some policies are guaranteed issue, some require underwriting

Your privacy is important to me, if you are referred to me by someone, I might tell them "Thank you for the referral" but will not use your name or discuss our conversation

Not all products are available in all states

We do not offer every plan available in your area. Currently we represent 4 organizations which offer 26 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options

Updated 04/10/2026

© Copyright 2026. AgentDavidCares.com. All Rights Reserved.