VISION
Clear vision starts with a routine exam
An eye exam catches more than a prescription change
Coverage makes it easy to actually go
Routine exams
Glasses and contacts
Simple to use
What Vision Coverage Actually Is
Covers a routine annual eye exam, plus an allowance or discount toward glasses or contacts
Works through a network of providers, more like traditional insurance than a cash payout
Why It Matters
0 percent of employers already offer vision coverage
(EBRI)
48 to 77 percent of employees with vision coverage use it for a routine annual eye exam
(eyesoneyecare.com, opted.org)
FAQ
Q: What does vision coverage include?
A: Covers a routine annual eye exam, plus an allowance or discount toward glasses or contacts,
typically through a network of providers
Q: Is this different from the other voluntary benefits?
A: Yes. Most voluntary benefits pay cash directly to the employee. Vision coverage works more like traditional insurance, covering a portion of the actual cost through a provider network
Q: Does this cost the employer anything?
A: No. Employees pay for this through payroll deduction
Most see it simply as a benefit their employer made available
Q: How often can an employee use this?
A: Typically once per plan year for a routine exam, though
exact frequency depends on the specific plan
Not sure if vision coverage fits your team? Let's talk.
General Disclaimers/Disclosures to Satisfy the Attorneys/Legal Dept
I am a licensed Insurance Agent in any state I do business in
I am not an attorney, I do not give legal advice but I know some if you need one
I am not an accountant, I do not give tax advice but will direct you to talk to one and have some I can introduce
I am not a doctor, I do not give medical advice but I can help look up doctors in your network
I represent multiple carriers so I have more options for you
I mainly do virtual appointments, I live on top of a mountain in the middle of nowhere (about 45 minute to Crossville...you know, the BIG CITY ;)
And an hour north of Chattanooga TN
Some policies are guaranteed issue, some require underwriting
Your privacy is important to me, if you are referred to me by someone, I might tell them "Thank you for the referral" but will not use your name or discuss our conversation
Not all products are available in all states
We do not offer every plan available in your area. Currently we represent 4 organizations which offer 26 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options
AgentDavidCares.com does not provide tax advice. Tax savings vary by individual. Please consult your accountant or tax advisor.
Updated 08/23/2026
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