Your health insurance renewal is not something that just happens to you.
If it feels like it does, watch this short video.
Video transcript
Your health insurance renewal is not something that just happens to you. A rate increase is not always inevitable.
It is tied to your plan design, and plan design gives you more control than most people realize. When you restructure your health benefit package before the renewal, you can change the outcome.
You are not explaining a rate increase you did not see coming. You are carrying out a benefits strategy you designed.
Most companies accept the renewal, pass the cost to their employees, and hope next year is different.
The companies that do better with renewals do one thing. They redesign the benefit structure before the carrier reprices it. That changes everything.
This content is for educational purposes only and is not intended to create alarm.