59% vs 32%
Employees with voluntary benefits can cover a $1,000 emergency at nearly double the rate of employees without
Source: Aflac
The extras your employees choose
You offer it. They pick what fits their life. Everyone gets something out of it.
Optional. Employee-paid. Real protection.
What voluntary benefits actually are
Voluntary benefits pay a cash benefit directly to the employee, not to a medical provider. That is the real difference between this and Medical Balance Protection™, which pays the provider for what group health does not cover.
Voluntary benefits step in for the employee's own life, a diagnosis, an accident, time away from work: cash that goes wherever it is actually needed.
Employees choose which coverages fit their life and pay for them through payroll deduction, often at group rates lower than buying the same coverage on their own.
42%
of employees who leave a job say better benefits could have kept them there
Source: EBRI
Good planning shows up quietly, season after season.
Six ways to protect your team
Dental
Routine and preventive care, covered
Vision
Eye exams, glasses, and contacts
Accident
Cash when an accident leads to the ER, surgery, or recovery
Hospital Indemnity
Cash for each day of a covered hospital stay
Critical Illness
A cash lump sum for cancer, heart attack, or stroke
Disability
Replaces a portion of income when an employee cannot work
Why it matters
9 in 10
small business employees want voluntary benefit options
Source: Aflac
73%
of employees say benefits matter as much as, or more than, salary
Source: Selerix
3.5x
more likely to trust leadership when employees are satisfied with their benefits
Source: EBRI
Different animals, different needs. Same with your workforce.
Questions about voluntary benefits
What are voluntary benefits?
Optional coverage employees choose and typically pay for through payroll deduction, paying a cash benefit directly to the employee when something happens: an accident, an illness, a hospital stay.
Is this different from Medical Balance Protection™?
Yes. Medical Balance Protection™ pays the medical provider directly for what group health does not cover. Voluntary benefits pay cash directly to the employee.
Does this cost the employer anything?
Employees typically pay for these benefits themselves, at group rates they could not get on their own.
What kinds of voluntary benefits are available?
Dental, vision, accident, hospital indemnity, critical illness, and disability, with long-term care available on request.
Not sure which voluntary benefits actually fit your team? Let us talk.
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