I'm an employer
HR, finance, or owner at a company that already offers group health.
Start hereLicensed Independent Group Benefits Advisor
Your renewal went up again. Let's find out why.
I help employers with 10 to 1,000 employees on a group health plan spend less, put more take-home pay in employees' pockets, and keep their best people. I am paid by the carrier, not by you.
“Group Benefits Better™ because I do Group Benefits Differently™”
Where should we start?
I'm a referral partner
You have a client whose benefits cost is in the way of what you sell.
Introduce us
Different animals, different needs. Same with your workforce.
The numbers behind the pressure
60.6%
increase in the federal out-of-pocket maximum since 2015 ($6,600 to $10,600)
Source: KFF
37%
of small firms now use level funded plans, up from 6% in 2018
Source: KFF 2025 Employer Health Benefits Survey
31%
pay raise an engaged employee needs before seriously considering leaving
Source: Gallup
The four parts
Most agents sell group health and voluntary benefits. I build from four — and I run the enrollment.
1
Group Health Insurance
Fully insured or level funded. The core plan, priced the way that fits your group.
Learn more2
Wellness Plan
Shifts routine care off the health plan and lowers taxable income through Section 125.
Learn more3
Medical Balance Protection (Gap)
Pays the provider toward what the health plan leaves behind. Not the thing on your car.
Learn more4
Voluntary Benefits
Dental, vision, life, disability, accident, cancer/heart/stroke. Chosen by the employee, paid to the employee.
Learn more
The person who does the work is the person you talk to.
From Farm to Office™
Hello. I am David Vudragovich. Licensed since 2007. Focused on group benefits since 2016. I live on top of a mountain about 45 minutes from Crossville, Tennessee (you know, the big city).
I am not a one-trick pony. Your benefits get built around your people, not a carrier's catalog. And the person you meet on the first call is the person who answers the phone in March.
Meet DavidThere is no cost for a review, because I am paid by the carrier. Let's see what your group is overpaying for.
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