Group Benefits Better™
because I do Group Benefits Differently™
Your employees deserve benefits that actually protect them.
Your business deserves a plan that does not cost more every year.
Most groups are paying for coverage that does not fit their workforce.
I help fix that.
What this looks
like for
your business
✅ Less expensive group health
✅ Better coverage for your workforce
✅ Employees who take home more
✅ Slower renewal increases year over year
✅ Happier employees — less turnover
I share years of experience to help guide you to the right plans
Results include:
Less Expensive Group Health
Better Coverage
Happier Employees
Hello. I am David A. Vudragovich.
Licensed since 2007. Focused exclusively on group benefits since 2019.
I help employers with 10 or more employees stop overpaying for group health insurance — and start using it as a tool to attract, protect, and keep their best people.
I am not a one-trick pony.
I work with multiple carriers and multiple products — because your workforce is unique, and your benefits should be built around YOUR people, not a carrier's catalog.
My process is to ask questions first.
Not take a one-size-fits-all approach.
My job is to be a resource.
Sometimes that means restructuring benefits.
Sometimes it means knowing who else to call.
COMPANY
General Disclaimers/Disclosures to Satisfy the Attorneys/Legal Dept
I am a licensed Insurance Agent in any state I do business in
I am not an attorney, I do not give legal advice but I know some if you need one
I am not an accountant, I do not give tax advice but will direct you to talk to one and have some I can introduce
I am not a doctor, I do not give medical advice but I can help look up doctors in your network
I represent multiple carriers so I have more options for you
I mainly do virtual appointments, I live on top of a mountain in the middle of nowhere (about 45 minute to Crossville...you know, the BIG CITY ;)
And an hour north of Chattanooga TN
Some policies are guaranteed issue, some require underwriting
Your privacy is important to me, if you are referred to me by someone, I might tell them "Thank you for the referral" but will not use your name or discuss our conversation
Not all products are available in all states
We do not offer every plan available in your area. Currently we represent 4 organizations which offer 26 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options
Updated 04/10/2026
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