9 in 10
Americans skip the preventive screenings their own doctors recommend
Source: CDC
An ounce of prevention, a pound of savings
Shift routine care to the Wellness Plan, and your health insurance renewal has less to price against next year.
Preventive. Tax-advantaged. Works quietly.
AgentDavidCares.com does not provide tax advice. Tax savings vary by individual. Please consult your accountant or tax advisor.
What a Wellness Plan actually is
A Wellness Plan shifts eligible expenses toward preventive care, reducing the high-cost claims that drive your group health renewal higher year over year.
It also generates real tax savings through Section 125, lowering taxable income for both the employer and the employee.
AgentDavidCares.com does not provide tax advice. Tax savings vary by individual. Please consult your accountant or tax advisor.
The person who does the work is the person you talk to.
Why it matters
5%
of adults received every recommended preventive service in 2020
Source: CDC / Health Affairs
$3.27
returned in reduced medical costs for every dollar spent on workplace wellness
Source: NIH / Baicker
$14.30
returned for every dollar spent on preventive healthcare
Source: OECD
What this means for your business
- Lower claims driving your renewal higher year over year.
- Real tax savings for the business and for every employee on the plan.
- Works quietly in the background, no change to how employees use the group health plan they already have.
Good planning shows up quietly, season after season.
Questions about the tax savings
Does the company save on payroll tax too?
Typically yes, on the dollars that run through the plan. Ask your accountant for your number.
AgentDavidCares.com does not provide tax advice. Tax savings vary by individual. Please consult your accountant or tax advisor.
What is a Wellness Plan?
A plan that shifts eligible medical expenses toward preventive care and generates tax savings through Section 125 for both employer and employee.
Does a Wellness Plan replace group health insurance?
No. It works alongside group health, wellness, and any other coverage already in place, reducing claims rather than replacing coverage.
How does the tax savings actually work?
Section 125 reduces taxable income, which lowers federal income tax, FICA, and often workers compensation premiums for the employer.
AgentDavidCares.com does not provide tax advice. Tax savings vary by individual. Please consult your accountant or tax advisor.
Why do not more employees use their preventive care?
Often nobody explains it clearly at enrollment, or it never gets used because the benefits guide sits unread. A well-run Wellness Plan closes that gap.
Curious what a Wellness Plan could save your group before the next renewal? Let us talk.
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