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AgentDavidCares.com

From Farm to Office™

Plain talk about benefits, people, and running a business.

Every other Friday, a two-minute read from David's mountain farm in Pikeville, Tennessee. Written for owners, HR leaders, and CFOs who are tired of renewals nobody can explain.

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Networking & Business Growth

Most Networking Advice Is Wrong. Here Is What Actually Works.

Most networkers show up hunting for clients. Harvesters show up differently. Here is what sixteen years of networking taught one independent advisor about patience, relationships, and getting referrals.

July 22, 2026 · 5 min read

Renewal Strategy & Cost Control

Your Renewal Came in 18% Higher

Most employers sign their renewal without knowing they have options. Here is what an independent group benefits advisor does differently.

July 14, 2026 · 4 min read

Reading because your renewal went up?

You don't have to figure it out alone. I review your current plan, show you what's driving the cost, and tell you plainly what can change. I am paid by the carrier, not by you.

There is no cost for a review. Let's see what your group is overpaying for.

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