Policies with cash for you, not the hospital

Individual Coverage Options

Insurance can cover any of MULTIPLE concerns

You tell me what matters to you

Why personal insurance?

Because too many people live paycheck to paycheck and 1 major medical emergency can result in Bankruptcy

Money from one of these policies could replace lost wages such as to

pay the mortgage or medical bills

Look below for more details on the types of policies!

Accident

  • Cash after an accident!

  • Urgent Care Visit

  • Emergency Room

  • Spend the night in the hospital

Cancer Heart

  • Cash to you!

  • Use for medical expenses!

  • Use to offset lost wages!

  • Have 1 less thing to worry about (cash flow)

Dental Vision

  • Multiple options!

  • Basic coverage to superb coverage!

  • Different plans for different needs

Life Insurance

  • Multiple options!

  • Solutions offered based on your needs

  • Different plans for different needs

General Disclaimers/Disclosures to Satisfy the Attorneys/Legal Dept

I am a licensed Insurance Agent in any state I do business in

I am not an attorney, I do not give legal advice but I know some if you need one

I am not an accountant, I do not give tax advice but will direct you to talk to one and have some I can introduce

I am not a doctor, I do not give medical advice but I can help look up doctors in your network

I represent multiple carriers so I have more options for you

I mainly do virtual appointments, I live on top of a mountain in the middle of nowhere (about 45 minute to Crossville...you know, the BIG CITY ;)

Most policies are not guaranteed issue aka you have to apply and answer some questions

Your privacy is important to me, if you are referred to me by someone, I might tell them "Thank you for the referral" but will not use your name or discuss our conversation

We do not offer every plan available in your area. Currently we represent 8 organizations which offer 38 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options

Updated 10042024

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