Financial Advisors & Wealth Managers!
How can we work together?
✅ Help your clients free up cash flow for retirement funding
✅ Increase the assets under management you can grow for them
✅ Give employees more take-home pay — so they can invest more
✅ Reduce turnover costs that eat into your clients' bottom line
✅ Position yourself as the advisor who thinks beyond the portfolio
Let's talk money!
Your clients trust you to grow their wealth.
But wealth is hard to grow when it keeps walking out the door.
Employee turnover is one of the most expensive hidden costs
a business carries.
Replacing a salaried employee costs
50% to 150% of their annual salary. (SHRM 2025)
Every departure drains the cash flow your clients,
they could be investing with you.
Properly structured group benefits reduce turnover.
They also reduce what your clients spend on benefits each month —
freeing up capital that can go directly into
retirement funding, business reinvestment,
or the portfolio you manage for them.
More cash flow.
More assets under management.
More growth.
Harvard University research found that a $1 per hour increase in employee take-home pay produces a 2.8% increase in retention — without touching base salaries.
When I restructure a group's benefits,
employees often take home more each month —
without the employer spending more.
That take-home pay increase has the same retention effect as a raise
— without touching payroll.
Which means your clients keep their best people
and
have more available to invest.
When one of your clients mentions:
Cash flow tighter than it should be.
Employees leaving — and the cost of replacing them.
Benefits costs eating into what they could be saving.
Ask one simple question:
"Do you offer group health insurance?"
If they say yes — please introduce us.
I am paid by the carrier.
No additional cost to your client.
No additional cost to you.
And your client has more money to invest.
Which is good for both of you.
General Disclaimers/Disclosures to Satisfy the Attorneys/Legal Dept
I am a licensed Insurance Agent in any state I do business in
I am not an attorney, I do not give legal advice but I know some if you need one
I am not an accountant, I do not give tax advice but will direct you to talk to one and have some I can introduce
I am not a doctor, I do not give medical advice but I can help look up doctors in your network
I represent multiple carriers so I have more options for you
I mainly do virtual appointments, I live on top of a mountain in the middle of nowhere (about 45 minute to Crossville...you know, the BIG CITY ;)
And an hour north of Chattanooga TN
Some policies are guaranteed issue, some require underwriting
Your privacy is important to me, if you are referred to me by someone, I might tell them "Thank you for the referral" but will not use your name or discuss our conversation
Not all products are available in all states
We do not offer every plan available in your area. Currently we represent 4 organizations which offer 26 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options
Updated 07/23/2026
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