david, An agent that cares about growing your business and helping your clients!
My goals:
Help you be more successful
Help your clients afford what you offer!
Effects of what I do:
Employer saves 10% to 50% on Group Benefits
(enough to afford your service?)
Employee's paycheck is larger at no expense to business
Employees are happier!
Happier employees tend to stay, not leave
Your "not in the budget" lost sale becomes closed business!
80% plus of groups have the wrong health insurance
90% plus of groups pay to much for inferior coverage
I provide better coverage for less money
So they can invest it with you!
How I work my MAGIC!
Examples of how I work with different professions
I am here to NETWORK with you
NOT sell you (see video)
How I help
I diversify risk over multiple providers for better coverage and lower cost
In English (not insurance lingo)
I am NOT a 1 trick pony
I do NOT try to fit every business in a single product
I use multiple products to:
Reduce Tax Liability
Reduce Annual Premium Increases
I offer less Out of Pocket risk
I free up cash for both the employer and employees!
I actively refer people in my network!
COMPANY
General Disclaimers/Disclosures to Satisfy the Attorneys/Legal Dept
I am a licensed Insurance Agent in any state I do business in
I am not an attorney, I do not give legal advice but I know some if you need one
I am not an accountant, I do not give tax advice but will direct you to talk to one and have some I can introduce
I am not a doctor, I do not give medical advice but I can help look up doctors in your network
I represent multiple carriers so I have more options for you
I mainly do virtual appointments, I live on top of a mountain in the middle of nowhere (about 45 minute to Crossville...you know, the BIG CITY ;)
Most policies are not guaranteed issue aka you have to apply and answer some questions
Your privacy is important to me, if you are referred to me by someone, I might tell them "Thank you for the referral" but will not use your name or discuss our conversation
Not all products are available in all states
We do not offer every plan available in your area. Currently we represent 4 organizations which offer 26 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options
Updated 12/31/2025
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